- OVERVIEW
- FEATURES
- ELIGIBILITY CRITERIA
- LOAN CALCULATOR
FWBL understands your desire to make your house truly your home. Hence, we are offering a housing finance facility for purchasing a new one, or constructing or renovating your existing home, with ease and flexibility.
LOAN AMOUNT
Minimum: Rs.500, 000/-
Maximum: Rs. 20,000,000/-
LOAN TENURE
Minimum: 3 years
Maximum: 20 years
MARKUP
For Female & Transgender: 1 Year KIBOR + 3.25%
For Male: 1 Year KIBOR + 4.00%
If the salary is assigned to FWBL, a further 25 basis point discount
will be provided to male borrowers only.
REPAYMENT
Equal monthly instalments (EMI) will be due on the 1st of each
month with a 10-day grace period.
FINANCING OPTION
FWBL Housing Finance will offer the following financing options to its customers:
- Home Purchase
- Home Renovation/Extension
- Home Construction (Residential Land + Construction)
- Home Transfer (Balance Transfer Facility)
Financing Amount
Home Purchase, Home Construction & Home Transfer (Maximum LTV)
Home Renovation(Maximum LTV)
Up to 10 Million
70%
50%
Above 10 Million to 20 million
65%
50%
HOW TO APPLY
Visit any nearby branch and apply.
* Terms and Conditions apply
* Terms and Conditions apply
REQUIREMENT
- Permanent employees of government organizations,
- Clean credit history
- Salary slips of attested salary certificates for the last three months
- Copy of property documents
- The applicant must have a valid CNIC.
- Two recent Passport size photographs
- Bank statement for 6 months
- The applicant must be a Pakistani national.
- Permanent government employee with at least 5 years of continuous service.
- A minimum monthly income of Rs. 35,000/- is required.
-
The minimum age requirement is 25 years or more at the time of loan application and 60 years or retirement age,
whichever comes first, at the time of loan maturity.
Your monthly
installments will be just
installments will be just
PKR
750
Pricing (%)