You can get minimum finance amount of Rs. 50,000/- depending on your eligibility, income and debt burden.

The loan can be repaid over a period of 1 year to 5 years.

Eligible age for Mera Cash Finance is 22 Years and above.

It is term finance. You have to repay in equal monthly installments.

• Salaried Individual
• Self employed Business Person
• Self employed Professional

The processing Fee will be charged as Rs. 1,000/- or 1% of loan amount Rs whichever is higher, maximum Rs 5,000/-, plus Federal Excise Duty (FED).

Yes. You can re-pay outstanding Loan amount plus accrued mark up with 1% pre-payment charges of the outstanding loan amount at any time before maturity of the loan.

Late payment charges up to Rs. 1,000/- flat per installment will be applicable.

• FWBL Deposits/ TDRs
• Other Bank’s Deposits/ TDRs
• Defence Saving Certificates (DSCs)
• Special Saving Certificates (SSCs)
• Regular Income Certificate(RICs)
• Funds (Money Market Funds , Equity Fund etc)
• Pak Rupee/Foreign Currency Deposits
• Prize bonds
• PIBs/T-Bills

Re-pricing will be done as per pre defined frequency linked with KIBOR).

You can visit the nearest FWBL branch and fill out application form to apply for Mera Cash Loan.

No. The first installment will be due after disbursal of your loan.