اردو

FWBL PEARL Account - An Exclusive Women’s Account
Welcome to the all-new FWBL PEARL – an account designed exclusively for women, available in both Accounts & TDR.
Welcome to the all-new FWBL PEARL – an account designed exclusively for women, available in both Accounts & TDR. Celebrating a heritage of trust passed down across generations, FWBL PEARL offers a host of exclusive benefits, services and discounts for all your financial needs, and can be opened with as little as PKR 100/-.

PROFIT RATES A

Type: Account
Rate of Profit: @ 20.50%

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PROFIT RATES B

Type: Term Deposits (Fixed for One Year)
Rate of Profit: @ 20.33%

VALUE ADDED SERVICES

**Subject to Availability

REQUIRED DOCUMENTS

In case source of funds is through a dependent, their source of funds proof will be required. Additional documents may be required depending on a case- to -case basis.
HOW TO APPLY
Visit any nearby branch and apply.
* Terms and Conditions apply

What is FWBL PEARL?

A product designed exclusively for women, the FWBL PEARL Account offers a host of valuable services and discounts. It is available both in Accounts and TDR. Women can open an account with PKR 100/-. However, in TDR, women can take advantage of a loan against TDR.

What benefits do I get by opening an FWBL PEARL Account?

Women can access benefits such as:

⦁ Free Locker* PKR 1,000,000 and Above (TDR Only)
⦁ Free Issuance of PayPak Debit card (Insurance Coverage of PKR 100,000 -
Ages 18 to 65 Years)
⦁ Free SMS Alerts
⦁ Free Access to Internet Banking & Mobile Banking

*Subject to availability

Can women open an FWBL PEARL Account jointly with their spouse or other male family members?

No, FWBL Pearl is for women exclusively and the Joint Account can be opened with other female (adult) family members.

What documents do I need to open an FWBL PEARL Account?

To open an FWBL PEARL Account, the following documents are required:

⦁ Your national identity document (CNIC, Smart Card, etc.)
⦁ Your source of funds (for example your salary slip, remittance slip, etc.)
⦁ Your proof of residence (for example utility bills such as electricity, gas)

In case the source of funds is through a dependent, their source of funds’ proof will be required. Additional documents may be required, depending on a case-to-case basis.

When will I get profit on my Account?

The Account offers monthly profit payment.

Can I encash my TDR before maturity?

If the TDR is prematurely encashed within three months of booking, the profit rate will be applied as per the booking rate minus 2.5%. Likewise, profit will be disbursed to the depositor as per the booking rate minus 2% if the TDR is prematurely encashed after three months of its placement.

Are Zakat & WHT deducted from the FWBL PEARL Account?

Zakat will be deducted on the TDR as on the valuation date of the Zakat year from the profit of the Term Deposit on face value as per the rules. Withholding Tax will be deducted from the profit of the Term Deposit as per the rules.

What do I need to do to avail a loan?

90% financing is available on the TDR and, to avail a loan, women need to complete the formalities/legal requirements of the Bank.

Whom should I contact in case of any queries?

Further clarification can be sought by referring queries to FWBL branches or FWBL Phone Banking: 021-111-11-3925 or 0331-3925-111.